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The best UAE credit cards.

We've reviewed every active UAE credit card against its issuer's published Schedule of Charges. Browse the picks, compare welcome bonuses and earn rates, then open any card for the full verdict.

Top picks this month

The two cards we'd open first.

Luxury hotel suite with an infinity pool at sunset
Emirates NBD

Emirates NBD Marriott Bonvoy World Elite Mastercard

Welcome bonus
200,000 Marriott Bonvoy points (100k on activation + 100k on USD 15,000 spend)
Annual fee
AED 1,575
Read review →
Business-class cabin window seat with dimmed mood lighting
Emirates NBD

Emirates NBD Etihad Guest Visa Elevate

Welcome bonus
200,000 Etihad Guest Miles
Annual fee
AED 1,575 (year 2+)
Read review →

Compare all cards.

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Not sure which card is right for you?

The right card depends on your AED salary band, the bank you transfer to, and what you actually spend on each month. These two guides cut the noise.

Start here Your first UAE credit card → Eligibility Salary bands & AECB score →