Emirates NBD · Visa
Emirates NBD Go4it Gold
- Annual fee
- AED 104
- FX fee
- 1.99%
- Min salary
- AED 5,000/mo
Earn rates
| entertainment | 0.0125× per AED 1 |
| everything Else | 0.01× per AED 1 |
Perks
- Nol card functionality — use card on Dubai Metro, buses, RTA parking meters, and water bus
- Free Dubai Ferry ride for cardholder and one accompanying guest
- Complimentary life insurance cover of AED 75,000
- 0% interest Easy Payment Plan (3, 6, 12 or 24 months) at participating merchants
- Convert Plus Points to Skywards Miles or cashback
- Golf privileges — up to 40% off at 100+ courses globally
- Auto Salik top-up
- Apple Pay, Samsung Pay, Google Pay
The Go4it Gold is Emirates NBD’s entry-level lifestyle card, combining Nol card functionality with a low AED 104 annual fee. Ideal for UAE residents who want RTA convenience and basic rewards without a high income threshold.
Earn rates
| Spend type | Plus Points per AED 1 |
|---|---|
| Weekends | 0.0125 (5 PP per AED 400) |
| RTA (transit, parking) | 0.01 (4 PP per AED 400) |
| Standard (weekday retail) | 0.01 (1 PP per AED 100) |
Nol card integration
The card chip works as a Nol card for Dubai Metro, buses, RTA parking meters, and water buses. Cardholder and one guest receive a complimentary Dubai Ferry ride per month.
Notes
- Annual fee is AED 103.95 (inclusive of VAT).
- No VOX Cinemas BOGO or Metro Gold Class (step up to Platinum for those).
- Lowest-fee Nol-integrated card in the ENBD lineup — best for value-seekers on lower incomes.
- Life insurance benefit automatically included (AED 75,000 cover).