Personalised salary transfer ranking

Enter your monthly salary, expected card spend and constraints. Every live offer is scored in cash-equivalent AED — vouchers are discounted 20% to reflect resale and utility loss.

Best for you

Abu Dhabi Commercial Bank

ADCB — Combined Salary Transfer + Card Spend Offer (Jan–Jun 2026)

AED 4,000cash-equivalent

Based on a salary of AED 20,000 and the salary band AED 15,000–AED 24,999.

#1Abu Dhabi Commercial Bank — ADCB — Combined Salary Transfer + Card Spend Offer (Jan–Jun 2026)

Eligible

AED 4,000 cash-equivalent

Salary transfer cash bonus: AED 2,000 — 12 consecutive months of salary transfer
Card spend bonus: AED 2,000 — AED 5,000+ monthly card spend for 6 months

#2Emirates Islamic — Emirates Islamic — Salary Transfer Cash Bonus (Feb–May 2026)

Eligible

AED 3,000 cash-equivalent

Cash bonus: AED 3,000

#3RAKBANK — RAKBANK — Salary Transfer Cash Bonus (Q2 2026)

Eligible

AED 3,000 cash-equivalent

Cash bonus: AED 3,000

#4Emirates NBD — Emirates NBD — Ongoing Salary Transfer + Skywards Card (2026)

Eligible

AED 3,000 cash-equivalent

Cash bonus: AED 3,000

How the score works

Cash: face value, no discount.
Voucher: face value × 0.80 (resale / utility loss).
Monthly cashback: per-month value × tenure months.
Points / miles: face value × AED 0.04 per point (conservative Skywards baseline).

Disqualifications surface above the score: required products you didn't accept, salary outside the offer's bands, or hard filters (Sharia, cash-only). Warnings — like clawback risk if you can't commit to the full tenure — keep the offer in the ranking but flag it.