Best UAE cashback credit cards (June 2026)

Card	Annual fee	FX fee	Min salary	Welcome bonus
FAB World Elite Mastercard First Abu Dhabi Bank	Free	2.49%	Invitation only	—
ADCB 365 Cashback Credit Card Abu Dhabi Commercial Bank	AED 383.25 (year 2+)	2.99%	AED 5,000/mo	AED 365 welcome bonus on card sign-up.
ADCB Essential Cashback Credit Card Abu Dhabi Commercial Bank	Free	2.99%	AED 5,000/mo	Up to AED 350 welcome cashback on new-customer activation
ADIB Cashback Visa Covered Card Abu Dhabi Islamic Bank	AED 99	—	AED 5,000/mo	—
CBD One Credit Card Commercial Bank of Dubai	Free	3.5%	AED 5,000/mo	—
DIB Consumer Cashback Reward Card Dubai Islamic Bank	AED 210 (year 2+)	3.7%	AED 5,000/mo	—
Emirates Islamic Switch Cashback Credit Card Emirates Islamic	AED 313.95 (year 2+)	—	—	AED 500 cashback after AED 15,000 of retail spend within 60 days of card approval (welcome offer valid until 30 June 2026).
Emirates NBD Noon One Visa Emirates NBD	Free	1.99%	AED 5,000/mo	AED 500 noon credits on AED 5,000 spend + 1-year free noon One membership
Emirates NBD WebShopper Credit Card Emirates NBD	AED 52.50	1.99%	AED 5,000/mo	—
FAB Cashback Card First Abu Dhabi Bank	AED 315	2.49%	AED 5,000/mo	—
HSBC Live+ Credit Card HSBC	AED 313.95 (year 2+)	2%	AED 5,000/mo	—
Mashreq Cashback Credit Card Mashreq	Free	2.89%	AED 5,000/mo	AED 500 welcome bonus for new credit-card customers (AED 100 for existing customers) on AED 5,000 of spend within the first 2 months.
Standard Chartered Platinum X Credit Card Standard Chartered	AED 525 (year 2+)	2.99%	AED 5,000/mo	—
Citi Cash Back Credit Card Citibank	AED 300 (year 2+)	2.99%	AED 8,000/mo	AED 150 joining-bonus statement credit on AED 6,000 of spend within 60 days (new Citi credit-card customers applying directly via Citi).
Emirates NBD Mastercard Platinum Emirates NBD	Free (year 2+)	1.99%	AED 12,000/mo	—
Emirates NBD Visa Flexi Emirates NBD	Free (year 2+)	1.99%	AED 12,000/mo	—
RAKBANK World Credit Card RAKBANK	AED 997.50 (year 2+)	2.57%	AED 20,000/mo	—