Emirates NBD · Visa
Emirates NBD SHARE Visa Infinite
Joining fee (AED 1,500) refunded on AED 40,000 spend in first 3 months.
- Annual fee
- AED 1,500
- FX fee
- 1.99%
- Min salary
- AED 30,000/mo
Earn rates
| dining | 8× per AED 1 |
| groceries | 8× per AED 1 |
| shopping | 8× per AED 1 |
| entertainment | 8× per AED 1 |
| everything Else | 1× per AED 1 |
Perks
- 8% back as SHARE Points at 5,000+ Majid Al Futtaim stores across 18 UAE malls
- 8% back at Mall of the Emirates, all City Centre Malls, Carrefour (in-store and online)
- 8% back at VOX Cinemas, Magic Planet, Ski Dubai, iFly Dubai
- 1% back as SHARE Points on all other local and international spends
- Complimentary unlimited access to 1,200+ airport lounges worldwide via Visa Airport Companion App
- Complimentary golf rounds at leading UAE courses
- Up to 40% off green fees at 100+ golf courses globally
- 24/7 concierge service — travel bookings, dinner reservations, car servicing
- Visa Infinite travel insurance
- Purchase protection and extended warranty
- 0% Easy Payment Plan at participating merchants
- Apple Pay, Samsung Pay, Google Pay
The SHARE Visa Infinite is Emirates NBD’s premium co-branded card with Majid Al Futtaim. Launched in May 2025, it delivers 8% back in SHARE Points across the MAF ecosystem — among the highest category earn rates on any UAE card — alongside unlimited lounge access and a full Visa Infinite benefits suite.
Earn rates
All earn rates are % back in SHARE Points:
| Spend category | Rate |
|---|---|
| All MAF brands & outlets | 8% |
| All other local & international spend | 1% |
MAF brands: Mall of the Emirates, all City Centre Malls, Carrefour, VOX Cinemas, Magic Planet, Ski Dubai, iFly Dubai, and 5,000+ stores at MAF-managed destinations.
Fee structure
| Fee | Amount |
|---|---|
| Joining fee (year 1) | AED 1,500 |
| Annual renewal fee | AED 1,500 |
| Fee refund condition | Spend AED 40,000 in first 3 months to recover joining fee |
| Monthly interest | 3.25% |
| FX fee | ~1.99% |
SHARE vs U by Emaar Infinite — MAF ecosystem comparison
Both cards earn high rates at lifestyle destinations, but at different ecosystems:
| Feature | SHARE Infinite | U by Emaar Infinite |
|---|---|---|
| Top earn rate | 8% at MAF brands | 7.5% at Emaar properties |
| Ecosystem | City Centres, Carrefour, VOX | Dubai Mall, Address Hotels, Emaar F&B |
| Annual fee | AED 1,500 | AED 1,575 (+ AED 2,625 joining) |
| Lounge access | Unlimited Visa | Unlimited Visa |
Best for
MAF loyalists — Carrefour shoppers, City Centre Mall regulars, and VOX Cinemas visitors who spend heavily within the MAF ecosystem. Spending AED 5,000/month at Carrefour alone = AED 400 back/month (8% of AED 5,000), easily covering the AED 1,500 annual fee within 4 months.
Watch out for
- AED 1,500 joining fee payable upfront — refund requires AED 40,000 spend in 3 months
- SHARE Points only redeem within MAF ecosystem — no airline or hotel flexibility
- Non-MAF earn at 1% is low for an AED 1,500/year card