Emirates NBD · Visa
Emirates NBD Skywards Signature
Up to 25,000 Skywards Miles — 15,000 Miles on USD 10,000 cumulative spend within first 3 billing statements; plus 10,000 Miles on USD 3,750 spend at emirates.com or Emirates sales office in UAE within first 12 billing statements.
- Annual fee
- AED 735
- FX fee
- 1.99%
- Min salary
- AED 12,000/mo
Earn rates
| travel | 1.5× per AED 1 |
| international | 1× per AED 1 |
| everything Else | 0.75× per AED 1 |
Perks
- Complimentary airport lounge access via DragonPass
- Complimentary travel insurance
- 0% Easy Payment Plan at participating merchants
- Golf privileges
- Buy 1 Get 1 with The Entertainer
- Visa benefits: medical assistance, car rental discounts
The Skywards Signature is Emirates NBD’s mid-tier co-branded card with Emirates Skywards. A solid entry point to Emirates miles earning for UAE residents who fly Emirates but don’t want to commit to the premium Infinite fee.
Earn rates
Earn rates are in Skywards Miles per USD 1 equivalent of eligible spend:
| Category | Miles per USD 1 |
|---|---|
| Emirates, flydubai | 1.5 |
| International spend (excl. EU/UK) | 1.0 |
| Domestic UAE spend | 0.75 |
| EU & UK spend | 0.5 |
Note: EU/UK earn rates are reduced per network/Skywards policy. Miles capped at the lower of your credit limit or AED 50,000 per statement cycle.
Welcome bonus breakdown
- 15,000 Miles — on cumulative spend of USD 10,000 within first 3 billing statements
- 10,000 Miles — on USD 3,750 at emirates.com or an Emirates sales office in the UAE within first 12 statements
Signature vs Infinite
| Feature | Signature | Infinite |
|---|---|---|
| Annual fee | AED 735 | AED 1,575 |
| Dining & travel earn | ~0.75–1.5 miles/USD | 2.5 miles/AED 1 |
| Min salary | AED 12,000 | AED 30,000 |
| Lounge access | Limited DragonPass | Unlimited DXB + AUH |
| Status match | — | Silver tier match (year 1) |
Notes
- Earn rates are expressed per USD equivalent — check ENBD’s current rate confirmation for exact AED conversion.
- Salary transfer not required but may improve approval odds.