Emirates NBD Noon One Visa vs Mashreq Cashback Credit Card
Two free everyday cards, one paying inside an ecosystem and one in cash.
Verified 2 Oct 2026Our verdict
The noon One pays a far higher rate than anything else here, but in noon credits and only on noon — outside that it is an ordinary flat-rate card. It is a good card if your groceries and food delivery already run through noon, and unremarkable if they do not.
Mashreq pays real cashback and pays it anywhere, with a strong dining rate. Note its bill-bundle rate, which is very low and covers a wide list of everyday categories; the table carries the current figures.
Side by side
| ENBD Noon One Visa | Mashreq Cashback Credit Card | |
|---|---|---|
| Annual fee (year 2+) Annual fee year 2+ | Free | Free |
| Minimum salary Min salary | AED 5,000/mo | AED 5,000/mo |
| Top earn rate Top earn rate | Dining 20% ↗ | Dining 5% |
| Welcome bonus Welcome bonus | AED 500 noon credits on AED 5,000 spend + 1-year free noon One membership | AED 500 welcome bonus for new credit-card customers (AED 100 for existing customers) on AED 5,000 of spend within the first 2 months. |
| Lounge access Lounge access | None | None |
The full reviews
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