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Emirates NBD Noon One Visa vs Mashreq Cashback Credit Card

Two free everyday cards, one paying inside an ecosystem and one in cash.

Verified 2 Oct 2026

Our verdict

The noon One pays a far higher rate than anything else here, but in noon credits and only on noon — outside that it is an ordinary flat-rate card. It is a good card if your groceries and food delivery already run through noon, and unremarkable if they do not.

Mashreq pays real cashback and pays it anywhere, with a strong dining rate. Note its bill-bundle rate, which is very low and covers a wide list of everyday categories; the table carries the current figures.

Side by side

ENBD Noon One Visa Mashreq Cashback Credit Card
Annual fee (year 2+) Annual fee year 2+ Free Free
Minimum salary Min salary AED 5,000/mo AED 5,000/mo
Top earn rate Top earn rate Dining 20% ↗ Dining 5%
Welcome bonus Welcome bonus AED 500 noon credits on AED 5,000 spend + 1-year free noon One membership AED 500 welcome bonus for new credit-card customers (AED 100 for existing customers) on AED 5,000 of spend within the first 2 months.
Lounge access Lounge access None None

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