Emirates NBD Etihad Guest Visa Inspire vs FAB Etihad Guest Infinite

Our verdict

The Inspire is the better-value card on ordinary spend: its everyday rate is higher than the FAB card's and its fee is a fraction of it. The FAB Infinite earns more only on international spend, and charges a higher foreign-transaction fee to do it.

The FAB card's argument is its Accelerator option, which lifts every category to a single flat rate for a monthly fee — worth modelling only if your card spend is high and evenly spread. At a normal spend level the Inspire wins on both sides of the ledger.