Salary transfer
Abu Dhabi Commercial Bank
ADCB — Combined Salary Transfer + Card Spend Offer (Jan–Jun 2026)
Last verified 29 Apr 2026| Salary band | Reward | Type | Pays out |
|---|---|---|---|
| AED 15,000 – AED 24,999 | AED 4,000 | cash | +3 months |
| AED 25,000 – AED 49,999 | AED 8,000 | cash | +3 months |
| AED 50,000 – no limit | AED 12,000 | cash | +3 months |
Requirements
- Open ADCB salary account and transfer salary.
- Activate an ADCB credit card and meet monthly spend tier.
- Maintain salary transfer for 12 months.
Real-world notes
Verification status: illustrative skeleton. Confirm exact bands and split values in Phase 2.
- The headline “AED 12,000” requires hitting both the salary transfer tenure and the card spend tier — easy to miss on the marketing page.
- Card spend bonus is not paid if spend tier missed in any single month, even by a small amount.
- ADCB cards earn TouchPoints, separately convertible to Skywards / Etihad Guest. The card spend bonus here is paid as cash, not TouchPoints.